Our Services


RICH BARDUE, CFP®
Managing Principal
Senior Financial Advisor



 Client Service Commitment:

 Drawing on our extensive financial-services experience, we seek to build and preserve our clients’ wealth. Our attention to the composition and performance of portfolios and our frequent communication with each client are the hallmarks of our service commitment. We maintain long-term relationships with affluent clients who typically have portfolios of $250,000 or more of investable assets. By taking the time to first understand your values and priorities, we feel we are better positioned to implement an effective strategy and then regularly review its progress.

 

"OUR FINANCIAL ADVISORY PRACTICE IS DESIGNED TO HELP YOU LIVE YOUR LIFE IN THE BEST WAY WITHOUT UNDUE SACRIFICE OR OVEREXPOSURE TO RISK."




Summary of Services:


Comprehensive Investment Planning

  • Personal net-worth analysis
  • Education Planning
  • Retirement plans, including Self-Directed IRAs 
  • Pre-and post-retirement planning
  • Long-term care coverage assessment
  • Cash-flow planning

Portfolio Management

  • Fee-based portfolio management1
  • Asset-allocation review
  • Structured portfolios 
  • Independent professional money manager selection2
  • Quarterly performance reports
  • Regular performance reviews

Comprehensive Asset Management

  • Cash management
  • Online access to account information
  • Aggregate reporting on assets held at other institutions
  • Analysis of your fixed-income holdings

Estate Planning and Trust Services3

  • Comprehensive estate planning and analysis4
  • Trust portfolio management and administration
  • Life insurance5 analysis

 

Services for Qualified Executives and Businesses

  • Business succession planning
  • Financial advice on proceeds from retirement
    distributions or the sale of a business
  • Retirement-plan services, including design and
    implementation of 401(k) plans
  • Strategies to diversify concentrated stock positions

1Fee based programs may not be appropriate for all clients. 

2Independent money management may not be suitable for all investors. 

3Trust services are offered through Wachovia Bank, National Association, a national banking
association (chartered by the Office of the Comptroller of the Currency) and a wholly owned subsidiary of
Wachovia Corporation.

4 Wachovia Securities Financial Network, LLC is not a legal or tax advisor.  However, its financial advisors will be glad to work with you, your accountant, tax advisor and/or attorney to help you meet your financial goals.

5 Insurance products are offered through non-bank insurance agency affiliates of Wachovia and are underwritten by unaffiliated Insurance companies.  Wachovia Securities Financial Network, LLC is a separate non-bank affiliate of Wachovia Corporation.